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ISO Auto Dealers Coverage Form - Eligibility 

The auto dealers section of the ISO auto manual describes the types of dealerships which are eligible for a garage policy.

Dealers Eligible for the Auto Dealers Coverage Form

  • Franchised private passenger auto dealer (with or without any other type of franchise) Note:  "Franchise" refers to a sales contract the dealer maintains with a manufacturer.

  • Franchised truck or truck-tractor dealer (with or without any other type of franchise except a private passenger auto franchise.)

  • Franchised motorcycle dealer including all two-wheeled cycle vehicles (no private passenger or truck franchise)

  • Franchised recreational vehicle dealer (no private passenger, snowmobile or residence type mobile home trailer franchise)

  • Other franchised self-propelled land motor vehicle dealer (including snowmobile dealers). Note: This does not include equipment or implements such as might be used by contractors or farmers - see below.

  • Non-franchised dealership of any type described above

  • Franchised and non-franchised residence trailer dealers

  • Franchised and non-franchised commercial trailer dealers

  • Equipment and implement dealer
If a type of business is not listed here as eligible, then it is not eligible for coverage on a garage coverage form.