IIAT Advantage

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Flood Insurance

Travelers Insurance

Rated "A+" (Superior), XIV by A.M. Best, Travelers Insurance has been a provider of flood insurance for more than 15 years. They are one of the largest writers of flood insurance through independent agents and can provide flood coverage in all 50 states.

Programs offered:

• Flood insurance for business and residences
• Standard Flood Insurance Program
• Preferred Risk Policy
• Mortgage Portfolio Protection Program
• Residential Excess Flood Program

Products:

• Dwelling Form (1 to 4 family residential buildings; residential condo unit owners, residential tenants)
• General Property Form (residential buildings with 5 or more units; non-residential buildings; timeshares/co-ops/condominiums)
• Residential Condo Building Association Policy
• Residential Excess Flood

Program features:

• Competitive compensation (initially 16% on new business; 15% on renewal business) based on overall flood premium or volume commitments
• Flood service center open 7 a.m.-5 p.m., Monday through Friday for customer service, underwriting and claims
• Rating software
• Agency training
• Marketing support (brochures, ad materials, prospecting letters, quarterly newsletters, TV commercial)

Internet services available to Travelers agents

• Full processing of flood applications and quotes, with automatic flood zone determination
• Policy history information
• Policy changes and cancellations
• Loss notice reporting
• Remote printing (dec pages and renewal billing notices)