Insurance for Your Agency
Employment Practices Liability
Like all employers, insurance agencies face the very real possibility of employment-related
lawsuits brought by disgruntled employees or ex-employees. These lawsuits include
allegations of
- Wrongful termination
- Sexual harassment
- Discrimination based on sex, age, handicap or race
Many of these causes of action arise out of federal laws regulating employment,
such as
- Civil Rights Act of 1966
- Americans with Disabilities Act of 1990
- Age Discrimination in Employment Act of 1967
- Rehabilitation Act of 1973
- Civil Rights Act of 1991
- Family Leave Act of 1991
IIAT Insurance Agency offers employment practices liability insurance to its
E&O policyholders. Coverage is underwritten by Westport Insurance Corp.,
or Employers Reinsurance Corp, the same carrier that provides
errors and omissions liability insurance for IIAT members.
Coverage forms available:
- For IIAT Insurance Agency E&O policyholders with 10 or fewer employees,
an endorsement to the E&O policy providing limited coverage with a narrow
selection of limits and deductible for a very reasonable cost (Download Application)
- For all Westport E&O policyholders, a stand-alone policy with broad coverages
and several options for limits of liability and deductibles (Download
Application)
Who to contact:
