Premium Finance

Premium Financing Through AFS/IBEX, a Division of MetaBank®

IIAT Advantage now offers members premium financing through AFS/IBEX, a division of MetaBank. AFS/IBEX uses a “High-tech, High-touch” approach to premium financing to provide agents and their customers the level of service they deserve and expect.

 AFS/IBEX has supported agents and insureds for almost three decades with premier insurance premium financing options. Their merger with MetaBank in 2014 enhanced their ability to meet the needs of insurance agents and their insurance clients.

Payment Options

  • Payment coupons or monthly invoices
  • Credit cards
  • Check-by-web (payment via the Internet)
  • Direct debit ACH for loan payments
  • 24/7 automated phone pay service (877.237.4239)
  • 24/7 online payments accepted
  • Live phone payments M-F 8:30 a.m.- 7 p.m. CST
  • ACH credit premium payments to agents, general agents, and insurance companies


  • Variable payment plans and down payment options to serve customers' needs
  • Unlimited availability of premium finance options and resources
  • Creative financing solutions for difficult situations

Trend-Setting Internet Products

  • Manage accounts online
  • Status of accounts updated daily and available 24/7
  • Automatic electronic uploading of finance agreements
  • Update insured's address, phone or policy information online
  • Chart financing production throughout the month or year
  • Prevent cancellations and retain business by viewing pending cancellation reports online
  • Insured account access for account and payment information
  • State-of-the-art interactive online quoting capability to produce finance agreements and quotes; no need to install and maintain software on computer; automatic upload of data directly to AFS/IBEX mainframe ensures accuracy

Exceptional Customer Service

  • AFS/IBEX has more 100 years of senior management and supervisory experience in the premium finance industry
  • Fax or e-mail capabilities are available to streamline communication between AFS/IBEX and the agent or insurance company/general agent; forms and statements can be e-mailed or faxed during nightly batching
  • Interactive voice response system easily provides access to account information from a touch tone phone 24/7
  • Bi-lingual customer service staff avaible

Internet Quoting Technology

  • Prepare finance agreements or quote 24/7 with a user-friendly, state-of-the-art online quoting technology; automatic upload of data directly to AFS/IBEX mainframe to ensure accuracy
  • Live tech support 8:30 a.m. – 7 p.m. CST as well as a web demo tutorial of online products 24/7
  • Ongoing system updates to continue to provide the best service and most current technology
  • Internal staff and marketing managers available for staff training

Learn more

IIAT members and AFS/IBEX can navigate the challenges of today’s market and provide creative insurance premium financing options for insureds. IIAT members have the opportunity to develop a customized financing solution for their insureds with the flexibility they will need for the future.

For more information contact Merry Jane Eversole at 713.927.1058.


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For More Information Contact:

 Donna (1 of_cropped)
Donna Biles, CIC
Marketing Operations
Member Services 

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