Employment Practices Liability

Like all employers, insurance agencies face the very real possibility of employment-related lawsuits brought by disgruntled employees or ex-employees.

These lawsuits include allegations of:

• Wrongful termination
• Sexual harassment
• Discrimination based on sex, age, handicap or race

Many of these causes of action arise out of federal laws regulating employment, such as:

• Civil Rights Act of 1966
• Americans with Disabilities Act of 1990
• Age Discrimination in Employment Act of 1967
• Rehabilitation Act of 1973
• Civil Rights Act of 1991
• Family Leave Act of 1991

Coverage forms available

• For Wesport E&O policyholders with 10 or fewer employees, an endorsement to the E&O policy providing limited coverage with a narrow selection of limits and deductible for a very reasonable cost (Download Application)
• For all Westport E&O policyholders, a stand-alone policy underwritten by Westport Insurance Corporation with broad coverage and several options for limits of liability and deductibles (Download Application)
• For all IIAT members, a stand-alone policy underwritten by Philadephia Indemnity Insurance Company with the very latest in coverage features, including third party coverage, limits up to $10 million and prior acts coverage (Download Application)

IIAT Advantage is endorsed by and consideration is paid to the Independent Insurance Agents of Texas. IIAT offers more than just coverage. Revenues generated by the IIAT Services Co. support the education and information needs of all IIAT members.