IIAT's Bills of Interest for the 88th Texas Legislative Session
IIAT's Government Affairs team is working on and tracking the status of the following bills.
HB 287 Julie Johnson
Relating to payment of the replacement cost of damaged property under a homeowner's, renter's, or condominium owner's insurance policy.
IIAT is supporting this bill. If passed, this would get insurance proceeds in the hands of the insured’s faster.
HB 679 Keith Bell
Relating to limitations on the use of workers' compensation insurance experience modifier as the sloe determination in soliciting and awarding public and private construction contracts.
IIAT is supporting this bill. If passed, it would disallow businesses from using workers’ comp experience modifiers as the sole reason to exclude a contractor from bidding and awarding contracts.
HB 1588 Tom Oliverson /SB 841, Chuy Hinojosa
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association.
IIAT supports this bill. If passed, the state would make a one-time infusion of funds into TWIA and restructure the funding mechanism of TWIA.
HB 1706 Mary Ann Perez/SB 1574 Charles Schwertner
Relating to the right of an insured to enter into a contract with a public insurance adjuster.
IIAT supports this bill. If passed, the new law would guarantee an insured has the right to contract with their own adjuster. Some surplus lines policies restrict an insured from hiring their own public adjuster.
HB 1900 John Smithee
Relating to notice of nonrenewal of a property and casualty insurance policy.
IIAT support this bill, which is also a biennial recommendation from the Texas Department of Insurance. Current law states that if a carrier is not planning on renewing a policy, they have to give the policy holder 30-day notice. If this bill passes, that notice would be 60 days.
HB 2039 Lacey Hull
Relating to automobile liability insurance for digital network company drivers.
IIAT supports this bill. In 2017, the Texas Legislature passed a law which mandates insurance minimums for TNCs like Uber and Lyft. If passed, this bill would require the same insurance requirements for DNC drivers who work for Uber Eats, Door Dash, Favor, etc.
HB 2065 Ed Thompson
Relating to nonrenewal of certain private passenger automobile insurance policies for the insured's failure to cooperate in a third-party liability claim or action.
IIAT supports this bill. In 2021, the Texas Legislature passed a bill requiring an insurer non-renew an insured who does not participate in the claims process (aka “uncooperative insured”). This legislation clarifies that all “insureds” must cooperate in the investigation and settlement of a claim.
HB 2366 Ed Thompson
Relating to the applicability of premium and maintenance taxes to the Texas Windstorm Insurance Association.
IIAT supports this bill which is also a biennial recommendation from TWIA. If passed, TWIA would be exempt from paying premium and maintenance taxes. The net result would be more money in TWIA to pay claims.
HB 3194 Mary Ann Perez/SB 2233 Morgan LaMantia
Relating to automatic renewal of certain policies issued by the Texas Windstorm Insurance Association.
IIAT supports this bill which is also a biennial recommendation from TWIA. This would reverse a provision put into law in 2019 which allows TWIA policies to be automatically renewed. Due to the complexity of commercial polices and to avoid unnecessary endorsements after renewal, this is a needed correction.
HB 3821 Mary Ann Perez/SB 2232 Morgan LaMantia
Relating to requirements for insurance agents offering windstorm and hail insurance policies issued by the Texas Windstorm Insurance Association.
IIAT supports this bill which is also a biennial recommendation from TWIA. If passed, TWIA would mirror the FAIR Plan by requiring agents who sell TWIA maintain minimum standards.
HB 4868 Bailes/SB 2008 Lois Kolkhorst
Relating to operating requirements for farm mutual insurance companies related to insurance in force on rural property.
IIAT supports this bill. If passed, this bill would allow farm mutuals to write in a broader area than they are permitted to today.
Other Bills of Interest We're Following
HB 4 Gio Capriglione
Relating to the regulation of the collection, use, processing, and treatment of consumers' personal data by certain business entities.
HB 150 Julie Johnson/SB 1042 Hughes
Relating to prohibiting oral releases for automobile insurance claims.
HB 351 Cecil Bell
Relating to the provision of workers' compensation insurance and group accident and health insurance together in a packaged plan.
HB 536 Gene Wu
Relating to liability limits in a health care liability claim.
HB 601 Jacey Jetton
Relating to deceptive, unfair, or prohibited practices by an insurer.
HB 700 Tom Oliverson
Relating to creation of the Texas Health Insurance Exchange.
HB 709 Cody Harris
Relating to prohibiting the use of certain credit scores, including environmental, social, or governance scores and social credit scores, by certain financial institutions and other lenders in this state.
HB 998 Dennis Paul/SB 741 Mayes Middleton
Relating to the provision of property owners' association insurance by the FAIR Plan Association in certain areas.
HB 1039 Ed Thompson
Relating to coverage of additional living expenses under a residential property insurance policy.
HB 1040 Dennis Paul
Relating to the authority of entities regulated by the Texas Department of Insurance to conduct business electronically.
HB 1074 Lacy Hull
Relating to construction of certain laws prohibiting discrimination, distinctions, inducements, rebates, and certain other conduct related to property and casualty insurance.
HB 1214 Carl Sherman
Relating to supplemental liability insurance for foster homes.
HB 1234 Ed Thompson
Relating to residential property insurance coverage of cosmetic damage to a metal roof.
HB 1235 Ed Thompson
Relating to the inclusion of diminished value in the minimum motor vehicle liability insurance coverage requirement.
HB 1239 Tom Oliverson /SB 833 Phil King
Relating to consideration by insurers of certain criteria for ratemaking.
HB 1321 Travis Clardy
Relating to certain insurance practices with respect to repair of motor vehicles.
HB 1352 Ana Hernandez
Relating to the provision of uninsured or underinsured motorist coverage in automobile liability insurance policies.
HB 1437 Travis Clardy/SB 554 Bryan Hughes
Relating to an appraisal procedure for disputed losses under personal automobile insurance policies.
HB 1716 Ryan Guillen/SB 474 Drew Springer
Relating to the minimum motor vehicle liability insurance coverage requirement for damage to or destruction of property of others.
HB 1745 Jeff Leach/SB 901 Robert Nichols
Relating to civil actions or arbitrations involving transportation network companies.
HB 1808 Jolanda Jones
Relating to liability insurance obtained by certain peace officers for damages resulting from misconduct committed by those officers.
HB 1991 Abel Herrero
Relating to the board of directors of the Texas Windstorm Insurance Association.
HB 1992 Abel Herrero
Relating to policyholder approval for certain windstorm and hail insurance rate changes.
HB 2017 Tom Oliverson/SB 2340 Mayes Middleton
Relating to innovation waivers for certain insurance laws, regulations, and requirements.
HB 2022 Jeff Leach/SB 873 Phil King
Relating to residential construction liability.
HB 2257 Brisco Cain
Relating to notice of certain provisions in insurance policies issued by surplus lines insurers.
HB 2314 Terry Canales
Relating to filing death benefits claims under the workers' compensation system.
HB 2880 JM Lozano/SB 1217 Mayes Middleton
Relating to the administration of the Texas Windstorm Insurance Association.
HB 3208 Ed Thompson
Relating to the refund of premiums on the cancellation of Texas Windstorm Insurance Association policies by insureds.
HB 3310 JM Lozano
Relating to deadlines for the claims appraisal process of the Texas Windstorm Insurance Association.
HB 3311 JM Lozano
Relating to the process of selecting member representatives for the board of directions of the Texas Windstorm Insurance Association.
HB 3333 Dennis Paul
Relating to eligibility for coverage under the FAIR Plan Association in certain areas.
HB 3365 Caroline Harris
Relating to rating plan consequences for automobile insurance for traffic violation charges or convictions.
HB 3391 Julie Johnson
Relating to disclosures by liability insurers and policyholders to third-party claimants.
HB 3476 Jeff Leach/SB 1083 Phil King
Relating to insurer restrictions and duties regarding repair of a motor vehicle covered under an insurance policy.
HB 4194 Mary Ann Perez
Relating to an appraisal procedure for disputed losses under certain property and casualty insurance policies.
HB 4239 Cody Vasut/SB 2121 Brandon Creighton
Relating to property owner liability for personal injury claims arising from insurance restoration projects in which a contractor or subcontractor does not maintain workers' compensation insurance coverage.
HB 4354 JM Lozano
Relating to mitigation preparedness incentives for Texas Windstorm Insurance Association policyholders.
HB 4498 David Cook
Relating to the transfer and statutory novation of policies from a transferring insurer to an assuming insurer by way of an insurance business transfer.
HB 4868 Ernest Bailes/SB 2008 Lois Kolkhorst
Relating to operating requirements for farm mutual insurance companies related to insurance in force on rural property.
HB 4915 Trey Martinez Fischer
Relating to the deceptive trade practice of excluding mandatory fees or charges from an advertised, displayed, or offered price.
HB 5048 Caroline Harris/SB 2149 Sparks
Relating to boycott, coercion, and intimidation activities by insurance companies regarding environmental, social, and governance matters.
HB 5144 Ann Johnson/SB 796 Mayes Middleton
Relating to arbitration provisions in surplus lines insurance contracts.
HB 5185 Ana-Maria Ramos/SB 913 Roland Gutierrez
Relating to liability insurance for firearm ownership.
SB 153 Drew Springer
Relating to proof of insurance and database requirements for operator's and certain exclusionary automobile insurance policies.
SB 230 Chuy Hinojosa
Relating to the recusal from a vote of a member of the board of directors or a subcommittee of the board of the Texas Windstorm Insurance Association based on the member's financial interest.
SB 482 Nathan Johnson
Relating to the provision of certain notices in connection with certain consumer transactions.
SB 1393 Mayes Middleton
Relating to eligibility for coverage under the FAIR Plan Association in certain areas.
SB 2229 Jose Menendez
Relating to the minimum coverage amounts of motor vehicle liability.
SB 2556 Mayes Middleton
Relating to the abolition of the Texas Windstorm Insurance Association and coverage for windstorm by certain insurers.