Continuing Education Requirements

Continuing education (CE) rules apply to persons holding the following types of licenses

  • General Property & Casualty (formerly Local Recording Agent and Solicitor)
  • Insurance Service Representative
  • General Life, Accident, Health & HMO
  • Adjuster
  • Managing General Agent

Special Requirements for Annuities

All Licensees must complete a four-hour annuity certification course before they begin selling or soliciting annuities. Anyone with a longevity exemption (20 years continuously licensed) is not exempt from this requirement.

If the original certification course is completed within the first twelve months of the license cycle, a certified four hour annuity continuing education course must be completed during the second twelve months of the license cycle. Licensees must complete eight hours of certified annuity continuing education during each subsequent license cycle. Anyone with a longevity exemption is exempt from the continuing education requirement

Special Requirements for Medicare Related Products

Licensees must complete an eight-hour Medicare related products certification course before they begin selling or soliciting Medicare related products and must complete a certified four hour Medicare related products continuing education course during each license cycle.

Anyone with a longevity exemption (20 years continuously licensed) is not exempt from either the certification or the continuing education requirements.

When proof is required

Acknowledgment of compliance with CE requirements, or proof of exemption from the requirements, is required each time one of these licenses is renewed. All of the licenses listed above are renewed every two years.

Penalty for non-compliance

Failure to comply may subject the licensee to a fine, or suspension, revocation or cancellation of license.

Exemptions

An agent who has been licensed for 20 consecutive years is exempt from the continuing education requirement upon request. The exemption does not apply to the education requirements for licensees selling Medicare related products. A request for exemption form is available from TDI. The request should include a history of licensure with dates, license types (life, LRA, solicitor) and TDI file numbers. Appointment cards or other information from insurance companies may suffice if the dates and numbers are incomplete. An agent that reaches the 20-year threshold within the first year of the two-year renewal period will receive notification of exemption for the entire period. An agent that reaches the 20-year threshold during the second year of the two-year renewal period should take at least 15 hours of continuing education during the first year and submit the exemption request at the beginning of the second year. In this case, the agent will receive notification of exemption effective for the second year only.

CE credit hour requirements

Continuing education is required to keep your insurance license in good standing. It also keeps you informed and helps you better serve Texas consumers.

Most licenses require 24 hours of continuing education every two years.

  • Some license types require specific topics to be included.
  • Two hours must be ethics-related.
  • At least half of the hours must take place in a classroom.
  • Hours must be completed one day before your license expires.

To check how many credits you need and when they're due: Visit the agent and adjuster licensing section of the TDI website. Click on your license type and then on “Continuing education credits.”

To check how many credits you have: Visit the Sircon website to get a copy of your transcript, look up approved courses, and check your licensing renewal status. If some of your credits are missing, contact the course provider. Or send a copy of the certificate of completion and an explanation to CE@tdi.texas.gov or fax it to 512-490-1054.”

Certificate of completion

Record keeping is the responsibility of the agent. The course provider sends nothing to the TDI license division. The provider monitors the agent's attendance, records the agent's name and mailing address, and furnishes certification directly to the agent after the course has been completed. The certificates received from each course should be kept in a safe place for four years as TDI may audit these records at any time.

State or national association CE credit

The State and National Insurance Association Credit rule permits agents who (1) are members of a state or national insurance association (such as IIAT), or (2) hold a national designation certification (such as ACSR, CIC or CPCU) to accumulate up to four hours of self-study CE credit by:

  • Reviewing educational materials provided by the national designation sponsor or state or national insurance association. Education material is defined in the rule as "printed or electronic materials with content intended to enhance the recipient's knowledge of insurance-related topics." Examples: bulletins, newsletters (such as IIAT's "Texas Agent" and "Personal Lines Report"), magazines (such as IIABA's "Independent Agent"), and electronic resources (such as IIAT's InfoCentral). The maximum CE credit available for this activity is two hours.
  • Attending educational presentations sponsored by the national designation sponsor or state or national association. Educational presentation is defined in the rule as "a live presentation allowing for questions or discussion given to a group of three or more licensees and that provides information intended to enhance the recipient's knowledge of insurance-related topics." Examples: presentations at IIAT's Joe Vincent seminar, annual conference, committee meetings, or board meetings.
To claim CE credit under this rule, the agent should file form FIN523 (Request for Banking of Association Credit Accepted by TDI), available for downloading from the TDI website. Send it to the address on the form for recognition of credit in the current renewal cycle. TDI staff will record the credit hours in the CE database maintained for TDI by Sircon/Pearson Vue.

Contact IIAT Education & Training


Connie Gomez
Connie Gomez
cgome@iiat.org
512.493.2428

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