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Self-Employed Health Coverage

Introducing the IIAT Affinity Group Plan, a nationwide PPO Health Plan offered through Solo | Lockton Affinity.

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Health coverage for self-employed agency owners

If you're a self-employed agency owner with a small staff, you may be eligible for the IIAT Affinity Group Plan, a nationwide PPO Health Plan offered through Solo | Lockton Affinity.

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Comprehensive coverage. Real support.

What's Included

  • Nationwide PPO Access
    Access 1.4 million+ providers through the Multiplan PHCS network — in all 50 states.
  • Deductible = Out-of-Pocket Max
    Once you hit your deductible, the plan pays 100% of covered services. No coinsurance surprises.
  • HSA-Compatible
    Solo's high-deductible design qualifies for an HSA — giving you a powerful tax-advantaged savings tool.
  • Preventive Care at $0
    Checkups, screenings, labs, and immunizations are fully covered before the deductible kicks in
  • Concierge Member Support
    Real humans answer your questions. Solo's team helps you navigate providers, claims, and coverage.
  • Mental Health Coverage
    Therapy, counseling, and psychiatry covered — both in-network and with out-of-network options.

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About the plan

The IIAT Affinity Group plan, offered through Solo | Lockton Affinity, is a self-funded major medical plan built for people who work for themselves. Your coverage is administered by Vault Admin Services and backed by a Medical Reimbursement Policy through Vault Health Captive, LLC – Series C — the structure that funds your eligible claims once you've met your deductible. It's designed for entrepreneurs and self-employed owners who want comprehensive care, dependable financial protection, and a support team that actually knows your plan. This page walks through how everything works, what's covered, and where to turn when you need help.

Questions?

IIAT does not administer this plan. For questions, please contact Solo | Lockton Affinity at the link below.

Contact Plan Administrator

Thank You to Our Lead Underwriters

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