Personal auto insurance has always been more complicated than most policyholders realize. It has always evolved somewhat over time, but with the advent of ride-sharing services leading many individuals to use their personal automobiles for income, the insurance industry has had to react and adapt quickly. These nuances have only become more complicated as the ride-sharing concept expanded to more extensive food delivery options.

IIAT is excited to announce an exclusive partnership with Wingman Insurance to offer cyber liability coverage through AXIS, rated “A” (excellent) by A.M. Best. IIAT members can now access the Wingman Cyber online platform to provide cyber liability insurance for their commercial clients. Additionally, IIAT Advantage E&O clients will have access to Wingman cyber liability coverage for their own agencies.

One of the unique aspects and challenges of cyber liability is the rapid evolution of the risk and coverage required. Above all else, it’s vitally important to regularly check in and follow trends in cybercrime, coverage and industries affected. With that in mind, there are seven crucial current and future cyber drivers and things to know about trends in cybersecurity.