InfoCentral: Commercial Property (CP) Ordinance and Law Coverage

Coverage Issues

• Actual Cash Value
• Anti-Concurrent Causation
• Blanket Coverage on Personal Property
• Blanket Insurance and the Margin Clause
• Breach of Warranty or Condition
• Business Income and Extra Expense – BOP versus CPP
• Business Income & Extra Expense for Vehicles and Mobile Equipment
• Business Income Basics
• Business Income Can Be Tricky
• Business Income Worksheets
• Business Income/Extra Expense
• Business Personal Property Insurable Interests
• Business Personal Property of Others Valuation
• Cancellation Notices to Mortgagees
• Coinsurance
• Comparison of ISO to Company-Specific Property Forms
• Copper Theft Coverage Issues
• Deductible: What is an Occurrence?
• Emergency Response Service Charges
• Equipment Breakdown
• Extra Expense Worksheet
• Fixtures
• Frozen Pipes and Resulting Water Damage
• Fuel Theft a Concern
• Functional Building Valuation
• Functional Valuation Needed for Computers
• Goods Sold But Not Delivered
• Group 3 Exclusions
• Large Risk Definition
• Leaks Under the Foundation
• Lease Agreements and Legal Liability – Damage to Rented Buildings
• Leasehold Interest Coverage
• Lottery Tickets - Limited or Not?
• Meteorite Damage
• No Benefit to Bailee
• Ordinance and Law Coverage
• Other Insurance Clause
• Personal Effects Coverage
• Power Outage
• Power Outages and Surges
• Premises Description
• Protective Safeguards Endorsement
• Rating Commercial Property
• Replacement Cost Coverage on Building and Business Personal Property
• Sewer or Drain Backup Coverage - Commercial Property / Businessowners
• Sinkhole Collapse Coverage
• Site Improvements
• Stealing Air Conditioners Is Not Cool
• Swimming Pool Is Outdoor Fixture
• TWIA Commercial Policy
• Vacancy and Unoccupancy
• Valued Policy Law
• Commercial Property Vandalism – Cause of Loss and Exclusion
• Voluntary Parting Exclusion
• Waivers of Subrogation
• Water Damage Coverage