E&O Insurance

Errors and Omissions coverage is a necessity for your agency and is required by the Department of Insurance for all licensed insurance agencies in Texas.  Insurance Agents E&O coverage is designed to provide professional liability coverage in the event of client accusations of negligence or inadequate work performed by the agency.  This may not seem likely, but it is rare to come across an agency that has never had a claim. 

Proper E&O coverage could be the difference between your agency’s continued success or failure post-claim.  For instance, too low a limit or the wrong policy language could create costs too large to sustain the continuance of your agency.

Let Us Advocate for You!

  • TDI approved vendor
  • Successfully serving Texas insurance agents for over 25 years
  • Exclusive Carrier Relationships & Specialized Endorsements only accessible
    through IIAT

Multiple E&O Carrier Options

IIAT is one of the longest-standing providers of Agency E&O coverage in Texas with strategic carrier partnerships specifically designed with the needs of Texas agents in mind.This means, you have options.Exclusive access to carriers like Swiss Re/Westport and Allianz (formerly known as Fireman’s Fund Insurance) give us a competitive edge. Additional access to both Admitted and Non-Admitted markets allows us the freedom to advocate for you with a variety of carriers and to customize coverages as necessary.

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Loss Control & Additional IIAT Services


  • Agency Audits

It's Not Just E&O – IIAT_Move Forward Together logo CMYK_Move Forward Together logo

Find Out How IIAT Membership Can Help You and Your Agency Succeed. 

  • Legislative Advocacy before the U.S. Congress, the Texas Legislature and the Texas Department of Insurance.The more agencies we represent, the louder our voice on key issues.
  • Carrier Access through IIAT Advantage Insurance Markets
  • IIAT Newsletters and Publications like Texas Agent and InfoCentral


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Contact IIAT
Advantage E&O


 Cari_EandO Cari Senefsky
Director of Professional Liability

 E&O Staff 500x700px template_Gunnar K
Gunnar Kephart
New E&O Clients
E&O Advocate
 E&O Staff 500x700px template_MaryPeyton S

MaryPeyton Sumners, RPLU
E&O Advocate
 C Mertens Photo Christina Mertens
Account Manager
800.880.7428 x145

 Tony Hill Tony Hill
Account Manager
800.880.7428 x145

E&O Quick Links

Professional Liability Claim Form

10 Things You Don't Want to See in Your E&O Policy 

Loss control training  

An Agency Guide to E&O Loss Control

IIABA's Virtual Risk Consultant - a web-based sales and service resource powered by Rough Notes, including questionnaires and checklists