Group All-In-One Disability
This endorsed program offered through Kelsey National Corp. (800.366.5656) and underwritten by The United States Life Insurance Co., an American General Co., is designed to give IIAT members and their employees disability income protection which combines the benefits of both short term and long term disability in one plan.
Eligibility and Enrollment
Same as for Long Term Disability (see above)
Participation Requirements
Firms of 2 or more enrolling employees
- 100%, non-contributory or
- 75%, contributory
Features
Pays up to $6,000 monthly income benefit, choice of plans, benefits during rehabilitation, competitive group rates, waiver of premium included.
Plan Benefits | Range of Options |
Maximum Insured Monthly Earnings | $10,000 |
% Earnings Payable | 60% |
Maximum Monthly Benefit | $6,000 |
Benefit Duration: Sickness | To age 65 |
Benefit Duration: Accident | To age 65 |
Day Benefit Begins | 8th day, 15th day, 30th day |
Survivor Income | 3 times last monthly benefit paid |
Rate Guarantee | 2 years |