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Know Your E&O: Understanding the Risk of Umbrella and Excess Claims

Umbrella and excess policies can be among the most important coverage conversations you have with clients, and among the easiest places for E&O exposures to surface when details are missed.

A new Big “I” Professional Liability red flag alert takes a closer look at where agencies can run into trouble with these policies, from overlooked requirements to common assumptions that can create costly gaps. It also outlines practical steps agencies can take to strengthen documentation, improve processes, and better protect both clients and the agency.

For IIAT members, this flyer is a quick, valuable resource to keep on hand as a reminder of why umbrella and excess business deserves extra attention.

Understanding the Risk of Umbrella and Excess Claims

Get the full red flag alert for a concise overview of common trouble spots, key reminders, and practical risk-management tips you can put to work in your agency.

Download the Flyer