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Preparing for Your E&O Renewal During COVID-19

As you might expect, insurance carriers who provide Insurance Agent’s E&O are adapting to the pandemic in various ways.

Some are making efforts to educate their insured agencies by reminding them of proper claims handling procedures and best practices for avoiding E&O claims. Others are adding specific endorsements designed to exclude E&O coverage for claims arising from Covid-19 exposures. And some E&O carriers are exiting the Agent’s E&O marketplace altogether.

How should an agent protect the agency’s E&O program?
The primary way is to prepare for your next E&O renewal well in advance.

  • Complete your renewal application and send it to your provider as early as possible….60 days in advance would be a good goal.
  • Review your procedures manual for compliance with best practices.
  • Communicate with your staff about the importance of proper claims handling.

Read Will Agency E&O Claims Be the Next Wave of COVID-19? for more information.

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