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RLI Personal Umbrella Base Rate Increase

In keeping with normal pricing and claim trends, RLI Personal Umbrella base rates will increase in nearly all states*, including Texas, effective July 1, 2022 (new and renewal). This includes Excess UM/UIM.

RLI will also be introducing a mature operator (drivers aged 70-79) surcharge of 10%, which applies to all states except LA and MA. The overall impact of the combined changes is estimated to be a 3% to 6% increase, depending on the state.

As always, the updated rates will be available by quoting within PUP Access or at, and will comply with state-approved filings. If you have any questions, please call 512-279-4711 or email [email protected].

*California and Florida previously announced their rate changes on June 1, 2021 and October 1, 2021, respectively, and are not included in the July 2022 rate increase.

See Also

Important Updates to RLI Personal Umbrella Forms

RLI Personal Umbrella

Access a stand-alone Personal Umbrella Program through RLI Insurance Co.

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Connie Gomez

Advantage Markets Support | RLI Account Manager | Local Associations Coordinator