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EPL Insurance

Employment Practices Liability

Employment Practices Liability (EPL) Coverage

As an employer, you face the very real possibility of employment-related lawsuits brought by disgruntled employees or ex-employees.

Lawsuits might include allegations of:

  • Wrongful termination
  • Sexual harassment
  • Discrimination based on sex, age, disability, or race

And they might arise out of federal laws regulating employment, such as:

  • Civil Rights Act of 1966
  • Americans with Disabilities Act of 1990
  • Age Discrimination in Employment Act of 1967
  • Rehabilitation Act of 1973
  • Civil Rights Act of 1991
  • Family Leave Act of 1991

Employment Practices Liability (EPL)

Although limited Employment Practices Coverage may be provided in your E&O policy, we recommend standalone EPL coverage such as that provided by Scottsdale Insurance Company. Subject to underwriting approval, you may qualify for a standalone policy underwritten by Scottsdale Insurance Company with coverage features that include third-party coverage, limits up to $5 million (or more) and prior acts coverage.

Download the Application

Please email the completed application to E&[email protected]

Fidelity & Crime Coverage

As an Independent Agent, you and your employees handle money entrusted to you by others.

To protect your business from allegations of mishandling or loss of funds, you should consider the purchase of a standalone Fidelity/Crime policy.

Fidelity & Crime Coverage

Subject to underwriting rules, you may qualify for a stand-alone policy underwritten by Scottsdale Insurance Company that includes Employee Theft and Employee Benefits coverage, Forgery or alteration and Computer Theft and Funds Transfer Fraud.

Download the Application

Please email the completed application to E&[email protected]

Disclaimer: IIAT Advantage is endorsed by and shares revenues with the Independent Insurance Agents of Texas. Those revenues support the education and information needs of all IIAT members

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Cari Senefsky

Director of Professional Liability
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Gunnar Kephart

E&O Advocate