P&C Underwriting Results Hit a Decade High
U.S. property & casualty insurers posted underwriting income of $61.2 billion in 2025, a significant improvement from $23 billion in 2024, according to a new report by AM Best.
Each Advantage Market requires enrollment documents and carrier approval.
IIAT members who apply for these markets are almost always approved for a dedicated subcode:
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IIAT members who meet certain eligibility requirements may also be approved for a dedicated subcode with these carriers:
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“When I first started my Insurance Agency, the first thing I did was become a member of IIAT. I knew they would provide all the support I needed, including assistance with markets that I would not be able to obtain without their help.“Sandra Godby, Godby Insurance Agency
Why Advantage Markets?
Competitive Commissions
Low or Zero Production Requirements
Policies Issued in Your Agency’s Name
Advantage Markets
Commercial Lines
IIAT Advantage offers several commercial lines markets for members. Coverages include Business Owners Policy, General Liability, Commercial Auto and Cyber Liability.
Personal Lines
From homeowners, auto and umbrella, we have you covered!
Farm & Ranch
IIAT Advantage offers a market for farms and ranches ranging from hobby farms all the way to grain complexes or large modern dairies.
Flood
Flooding in Texas happens, let us help your clients recover through our Advantage Flood markets.
Workers' Compensation
As IIAT’s Strategic Partner, Texas Mutual offers the best workers’ compensation solution and service for you and your clients.
Big "I" Markets
Team up with the Big "I" Markets for additional coverage needs.
IMS Markets
IIAT and 13 other state associations have collaborated to bring our member agencies access to even more programs than may otherwise be unavailable.
Disability
Helping your employees with disability coverage.
Dental/Vision
Dental and Vision coverage for your staff.
Group Life/AD&D
Check out other coverage options that may be available to your organization!
Advantage News
Personal Umbrella Myths Debunked: Myth #1
Personal umbrella policies are not only for the wealthy!
IIAT Welcomes Emily McDaniel as Vice President of IIAT Services Company
Emily will lead IIAT’s for-profit activities, including IIAT Advantage E&O and Advantage Markets. She will focus on strengthening the products, growing market access and business solutions that enable IIAT members to meet the needs of their clients.
Important Update for RLI Sub-producers
RLI sub-producers must complete the required appointment information form by July 1, 2026.
The Hanover Now Available through Advantage Markets
The Hanover offers a broad commercial lines portfolio, digital quote-and-issue capabilities, underwriting support and service resources designed to help agencies place business efficiently and support customers as their needs evolve.