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Cover Your Clients with RLI Personal Umbrella

Life can change in an instant. A personal umbrella insurance policy helps protect your clients against unexpected events that can wreak havoc on their family, finances and future. The IIAT Advantage Markets program offers IIAT members exclusive access to RLI's stand-alone personal umbrella.

Why RLI?

With RLI's PUP program, the insured can maintain their auto or home coverage with any company they choose, provided they agree to maintain the mandatory minimum underlying coverage limits. See application for underlying coverage requirements.

The RLI PUP program can provide excellent protection for the insured and their household. The policy may be written either in the name of an individual, in the names of both spouses, or in the names of two unrelated individuals as long as they reside in the same household. The insured's spouse and members of the insureds household who are relatives or are in the insureds care and custody are insured under the policy. Features include:

  • Limits up to $5M available ($1M in NM)
  • Excess UM/UIM available in all states.
  • The insured can keep their current homeowner/auto insurer
  • New drivers accepted - no age limit on drivers
  • Up to one DWI/DUI per household allowed
  • Auto limits as low as 100/300/50 in certain cases
  • Competitive, low premiums for increased limits of liability
  • Simple, self-underwriting application that lets you know immediately if your customer is accepted
  • E-signature and credit card payment options
  • Immediate coverage available in all 50 states plus D.C.

RLI Personal Umbrella

Access a stand-alone Personal Umbrella Program through RLI Insurance Co.

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Todd Broz

RLI Account Manager