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Does your client run a small business out of their home?

IIAT Advantage offers a standard market program for home based business insurance policies designed to handle the needs of a business that is operated from an insured's home. Coverages available include business personal property, business-related liability exposures, and loss of income. This program is administered in Texas by IIAT and underwritten by RLI Insurance Co., rated "A+" (Excellent) IX by A. M. Best.

Program Features

  • Liability limits up to $1 million
  • Broad underwriting guidelines allow insureds to qualify easily
  • 12% commisson, for new and renewal business, paid on annualized basis
  • Easy self-underwriting application
  • E-signature is available for your client
  • Competitive premiums with no cumbersome rate calculations
  • Admitted product
  • Policies issued electronically when bound
  • Renewals are direct-billed Access to RLI's online processing system available for subagents
  • Direct mail option of personalized marketing materials
  • No minimum production quotas are required.

How the Program Works

  • The account must meet the guidelines of the self-underwriting application; there are no exceptions
  • All policies are issued on an annual basis
  • First-year premium must accompany the application

Easy New Business Submission Process

  • Complete the application entirely online through the RLI portal, including e-signature & premium payment by the insured.
  • Or e-mail completed and signed application to [email protected], with a copy of the check or complete credit card information. For credit card payments please include the billing address associated with the credit card account.


Ready to enroll?

Just a few documents are needed.

Email Us

Contact the RLI Support Team

Contact our RLI account manager Connie Gomez for support, questions, requests to bind, and more. Or call Connie at (512) 279-4711

Email RLI Support
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Connie Gomez

Advantage Market Support & RLI Account Manager
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Lisa Webb

Director of Advantage Markets