InfoCentral: Commercial General Liability (CGL) Coverage Issues
This section contains answers to common coverage and claims questions.
Please select a topic to the right to learn more.
Coverage Issues
- "Absolute" Auto Exclusions
- Additional Insured Insurance Coverage
- Additional Insureds
- Additional Insureds and Contractual Liability 2004 Endorsements and Revisions in 2012 and 2013
- Additional Insureds Endorsements Sample Letter
- Asbestos Exclusions
- Auto Exposures - CGL coverage?
- Beware the CG 21 67 Mold Exclusion
- Beware the CG 22 94
- Buildings Sold to Others
- Care, Custody or Control Exclusion
- CG 21 44 Is Ill-Advised
- Charitable and Non-Profit Immunity
- Claims-Made Policy Forms
- Classifications Including Products
- Concrete Contractors - Coverage Gap
- Construction Defects
- Contractual Liability - Texas Oilfield Anti-Indemnity Statute
- Contractual Liability Insurance Coverage
- Coverage Problems Following Mergers and Acquisitions
- Damage to Previous Work
- Damage to Property Occupied by the Insured
- Damage to Rented Premises
- Defense Costs for Uncovered Claims
- Defibrillator Liability
- Discontinued Products and Completed Operations
- Discontinued Products/Completed Operations Liability
- Drones
- Electronic Data Damage
- Employers’ Liability Exclusion
- First Named Insured
- Foreign Liability
- Garagekeepers for Parking Lots
- Intentional Acts, Concealed Weapons and Liability
- Large Risk Definition
- Lease Agreements and Legal Liability – Damage to Rented Buildings
- Medical Payments—Automatic?
- Misdelivered Products
- Mobile Equipment Changes In 2005
- Occurrence—What is it?
- Other Insurance
- Owner Controlled Insurance Programs (OCIPs)
- Personal and Advertising Injury Known Falsity Exclusion
- Pollution Coverages
- Pollution Exclusion – Is Sewage a Pollutant?
- Pollution Liability for Contractors
- Primary and Non-Contributory
- Prior Knowledge Condition
- Professional Liability Basics
- Property Damage Occurs When Property Damage Occurs
- Property Damage—ACV or RC?
- Property Managers
- Punitive Damages Covered or Not?
- Punitive Damages Exclusions
- Software Copyright Infringement
- Subcontractor Costs
- Surplus Lines CGL Exclusions
- Volunteers
- Waivers of Subrogation
- What Is a Territory?
- Workers Compensation or CGL?
- Working Near Railroad Tracks