InfoCentral: Commercial General Liability (CGL) Professional Liability Basics

Coverage Issues

• "Absolute" Auto Exclusions
• Additional Insured Insurance Coverage
• Additional Insureds
• Additional Insureds and Contractual Liability 2004 Endorsements and Revisions in 2012 and 2013
• Additional Insureds Endorsements Sample Letter
• Asbestos Exclusions
• Auto Exposures - CGL coverage?
• Beware the CG 21 67 Mold Exclusion
• Beware the CG 22 94
• Buildings Sold to Others
• Care, Custody or Control Exclusion
• CG 21 44 Is Ill-Advised
• Charitable and Non-Profit Immunity
• Claims-Made Policy Forms
• Classifications Including Products
• Concrete Contractors - Coverage Gap
• Construction Defects
• Contractual Liability - Texas Oilfield Anti-Indemnity Statute
• Contractual Liability Insurance Coverage
• Coverage Problems Following Mergers and Acquisitions
• Damage to Previous Work
• Damage to Property Occupied by the Insured
• Damage to Rented Premises
• Defense Costs for Uncovered Claims
• Defibrillator Liability
• Discontinued Products and Completed Operations
• Discontinued Products/Completed Operations Liability
• Drones
• Electronic Data Damage
• Employers’ Liability Exclusion
• First Named Insured
• Foreign Liability
• Garagekeepers for Parking Lots
• Intentional Acts, Concealed Weapons and Liability
• Large Risk Definition
• Lease Agreements and Legal Liability – Damage to Rented Buildings
• Medical Payments—Automatic?
• Misdelivered Products
• Mobile Equipment Changes In 2005
• Occurrence—What is it?
• Other Insurance
• Owner Controlled Insurance Programs (OCIPs)
• Personal and Advertising Injury Known Falsity Exclusion
• Pollution Coverages
• Pollution Exclusion – Is Sewage a Pollutant?
• Pollution Liability for Contractors
• Primary and Non-Contributory
• Prior Knowledge Condition
• Professional Liability Basics
• Property Damage Occurs When Property Damage Occurs
• Property Damage—ACV or RC?
• Property Managers
• Punitive Damages Covered or Not?
• Punitive Damages Exclusions
• Software Copyright Infringement
• Subcontractor Costs
• Surplus Lines CGL Exclusions
• Volunteers
• Waivers of Subrogation
• What Is a Territory?
• Workers Compensation or CGL?
• Working Near Railroad Tracks